PRIVATE INDIVIDUALS

“Your car is the second biggest purchase you’ll make after your house”

This piece of conventional wisdom is true for most people but it ignores a very simple truth.  Your house will normally appreciate in value and increase your wealth...

...A car is virtually guaranteed to do the opposite.

“I don’t want to pay for something I’m never going to own”

We hear this a lot and always ask the question “Why?”

Don’t you think it makes sense to consider a more cost-effective way?

The reason the majority of businesses in the UK finance their vehicles the way they do is obvious - cost. They know all about the downside of buying cars.

Depreciation - All cars depreciate. Ever part-exchanged a car and found it’s worth less than you’d hoped?

Risk - Is that second-hand bargain going to break down as soon as the warranty runs out?

Hassle - When you decide to change your car selling it can be a costly, time consuming process.  You may have tried this yourself and ended up accepting a poor part-ex offer.  Starting the cycle over again.

More and more private buyers are waking up to the advantages of personal vehicle contracts - why shouldn’t they enjoy the same benefits as business customers?

Of course everyone is individual, if you really want to own your car we have access to some very low finance rates or can quote you for outright purchase.

We know the public isn’t stupid.  We aren’t suggesting we have a way of beating the system because we know car manufacturers have to make money.  All we say is consider the options.  Viatura will help you minimise the expense when you next need a car.